09.00 – 17:00

Monday to Friday

09.00 – 17:00

Monday to Friday

Charity/Not-for-profit Groups

Insurance to protect both your organisation and, crucially, your budget

Charity/Not-for-profit Groups

Insurance to protect both your organisation and, crucially, your budget

Came & Company Local Council Insurance Brokers can provide a bespoke policy for Charity & Not-for-Profit Organisations, which mirrors the levels of cover that our Council clients benefit from. This policy automatically includes Trustees Indemnity Insurance, which covers the personal liability for Committee Members and Trustees.

Bespoke Insurance Cover

Insurance to protect both your organisation and, crucially, your budget

Peace of Mind

Expert team of insurance professionals to ensure you have the right cover when you need it most

Came & Company Local Council Insurance Brokers can provide a bespoke policy for Charity & Not-for-Profit Organisations, which mirrors the levels of cover that our Council clients benefit from. This policy automatically includes Trustees Indemnity Insurance, which covers the personal liability for Committee Members and Trustees.

Bespoke Insurance Cover

Insurance to protect both your organisation and, crucially, your budget

Peace of Mind

Expert team of insurance professionals to ensure you have the right cover when you need it most

With Came & Company Local Council Insurance you automatically receive the following core covers:

With Came & Company Local Council Insurance you automatically receive the following core covers:

This covers the legal liability of the Organisation for negligence following death or bodily injury or disease sustained by Employees, Trustees and Volunteers during and arising out of the course of their employment, including Corporate Manslaughter and Homicide. If the Organisation has employees then Employers’ Liability is a legal requirement.

If the Organisation insures a building this covers legal liability for hirers (small groups or individuals – non-commercial) of Organisation premises, should injury or damage to the property occur during the period of the hire. Other insurer’s policies do not extend to provide cover for small groups but we feel this is important to support small groups in the community.

This provides cover for legal liability claims arising from any negligent act, error or omission committed in good faith by any employee or official of the Organisation. The policy has a standard exclusion for member to member claims; this means that if an employee or Trustee makes a claim naming another employee or Trustee there is no cover within the policy.

This cover provides protection against a verbal or written comment, made by the Organisation, which a member of the public considers to be incorrect or damaging and as a result seeks financial compensation. The policy has a standard exclusion for member to member claims; this means that if an employee or Trustee makes a claim naming another employee or Trustee there is no cover within the policy.

This provides cover against acts of fraud or dishonesty by any official of the Organisation, or a number of officials in collusion, and any subsequent loss of property. To calculate the level of cover we use the precept and all of the financial reserves of the Organisation ie the precept is paid twice a year which cover is half the precept and all of the financial reserves.

The Personal Accident section covers Employees, Trustees and Volunteers from 16 years and up to the age of 90 as standard.  To claim under this section a person needs have been injured whilst working on behalf of the Organisation. Please note; if a person is injured whilst carrying out the Organisation’s activities, cover is provided under the liability section for all age groups.

Money cover provides for loss of money up to £1,000 to the Organisation when carried by Employees, for example to and from the bank, together with personal accident assault cover for persons aged between 16-90.

Theft and Accidental Damage is included as standard.

We automatically provide cover up to £10,000 for a period of 12 months, reducing the financial impact for the Organisation, should the Organisation incur additional expenditure as the result of an insured event.

This cover provides protection for the Trustees acting in their capacity as officials for the Organisation, against the cost of potential commercial legal disputes, legal advice and representation; including employment, tax and contract disputes.

If the Treasurer, Secretary, Groundsman, Deputy Groundsman are unable to work due to illness or injury for 14 days or longer.  The payment is made to the Organisation to contribute towards the cost of a locum or temporary person. The weekly amount can be increased for an additional premium. Other insurers will offer Key personnel Liability – which does not provide cover for illness and the payment is forwarded to the person and not the Organisation. We will forward the payment to the Organisation to assist with expenditure for the confirmed period. Few Organisations budget for this scenario and due to most Organisations now paying sick pay this additional cost can be a burden.

Any socially responsible Organisation should have this indemnity during times of increasing litigation. This will provide protection against your legal liability for bodily injury to third parties or property damage occurring on property for which the Organisation is legally responsible – as a direct result of the Organisation’s negligence. Other insurers will offer a higher limit of indemnity but our claims experience confirms our limit of indemnity is sufficient but if you are concerned please contact us.

£5,000 has been included in the core covers for no additional premium to provide loss or damage cover for Defibrillators & Cabinets.

Want to know more?

To find out more information please contact Chris Chalk on 01483 462888 or email local.councils@cameandcompany.co.uk

Want to know more?

To find out more information please contact Chris Chalk on 01483 462888 or email local.councils@cameandcompany.co.uk

Get a quote

To register your interest for  a no obligation quotation please complete the contact form and we will respond shortly. Should you require an urgent quotation please contact one of our team on 01483 462 860 who will be happy to assist you. Our quotation process does not require any forms to be completed and all quotes are valid for 60 days.

Note: Your details are kept strictly confidential as per our Privacy Policy.

Name: *

Email: *

Company:

Phone number: *

I would like to discuss:

Renewal Date:

Additional Information:

Get a quote

To register your interest for  a no obligation quotation please complete the contact form and we will respond shortly. Should you require an urgent quotation please contact one of our team on 01483 462 860 who will be happy to assist you. Our quotation process does not require any forms to be completed and all quotes are valid for 60 days.

Note: Your details are kept strictly confidential as per our Privacy Policy.

Name: *

Email: *

Company:

Phone number: *

I would like to discuss:

Renewal Date:

Additional Information:

Our Partners

Remember that when buying insurance, it is cover and service that count

01483 462860

local.councils@cameandcompany.co.uk

Blenheim House, 1-2 Bridge Street
Guildford, Surrey GU1 4RY

01483 462860

local.councils@cameandcompany.co.uk

Blenheim House, 1-2 Bridge Street
Guildford, Surrey GU1 4RY

01483 462860

local.councils@cameandcompany.co.uk

Blenheim House, 1-2 Bridge Street
Guildford, Surrey GU1 4RY

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